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A person commenter thought that our proposed modifications for the IDR plan give undergraduate borrowers a grant rather than a loan. This commenter asserted that It might be far better to supply the funds upfront as grants, which may positively effect accessibility, affordability, and accomplishment

Quite a few commenters felt that requiring a borrower to document their earnings for earlier periods to get catch-up credit would make an administrative load with the borrower, plus the Section. These commenters additional suggested that we per year notify borrowers if they've qualified duration